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In a new episode of Money Talks, host Mihaela speaks with Candi Carrera about value investing, long-term thinking, and the growing role of artificial intelligence in finance.

Carrera previously served as Country Manager of Microsoft Luxembourg. He later shifted focus toward value investing and fintech entrepreneurship. In the conversation, he explains how investors assess a company’s intrinsic value and why patience often matters more than reacting to market noise.

The episode explores the importance of understanding industries before committing capital. Carrera argues that investing without context resembles gambling rather than informed decision-making. Emotional discipline, he says, is more reliable than prediction when markets turn volatile.

A major part of the discussion focuses on his move into fintech. Carrera co-founded an artificial intelligence powered investment companion. The tool supports investors by analysing companies, interpreting financial metrics, flagging potential risks such as earnings manipulation, and translating complex data into everyday language.

Carrera believes artificial intelligence can broaden access to financial knowledge. At the same time, he stresses that human judgment remains essential. Technology can support decisions, but responsibility stays with the investor.

The episode offers a grounded look at investing beyond hype. It connects traditional value principles with emerging tools shaping modern finance.